Synctera
The banking platform powering financial innovation.
Overview
Synctera offers a comprehensive platform for building and launching fintech and embedded banking products. It provides a marketplace to connect fintechs with compatible bank partners, along with a full suite of tools and APIs for account creation, card issuing, payments, and compliance. Synctera aims to simplify the process of bringing financial products to market by handling much of the underlying complexity.
✨ Key Features
- Bank Accounts
- Card Programs (Debit, Credit)
- Money Movement (ACH, Wires, P2P)
- Compliance and Fraud Monitoring
- KYC/KYB and Onboarding
- Ledgering and Reconciliation
- Developer-friendly APIs
🎯 Key Differentiators
- Marketplace model for matching fintechs and banks
- End-to-end platform with a focus on operational support
- Emphasis on faster time-to-market
Unique Value: Synctera accelerates the launch of financial products by providing a complete, end-to-end BaaS platform and a marketplace for bank partnerships.
🎯 Use Cases (4)
✅ Best For
- GoGetr, a financial wellness app, uses Synctera to provide banking services.
- Lines, a credit-building platform, is built on Synctera's BaaS infrastructure.
- Sincere, a neobank for families, leverages Synctera for its banking products.
💡 Check With Vendor
Verify these considerations match your specific requirements:
- Large enterprises with existing, deeply entrenched banking relationships
- Companies that require a highly specialized or non-standard banking product
🏆 Alternatives
Synctera offers a more hands-on and guided approach to launching a financial product compared to more purely API-focused providers.
💻 Platforms
🔌 Integrations
🛟 Support Options
- ✓ Email Support
- ✓ Live Chat
- ✓ Phone Support
- ✓ Dedicated Support (Varies by plan tier)
🔒 Compliance & Security
💰 Pricing
Free tier: NA
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