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MeridianLink

The Digital Lending Platform That Puts People First.

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Overview

MeridianLink offers a comprehensive suite of solutions for banks, credit unions, and other financial institutions to streamline their lending processes. Their platform, MeridianLink One, supports consumer and mortgage loan origination, deposit account opening, data verification, and more, aiming to humanize the consumer financial journey with faster decisions and smarter engagement.

✨ Key Features

  • Consumer Loan Origination (LoansPQ)
  • Mortgage Loan Origination (formerly LendingQB)
  • Deposit Account Opening
  • Data & Verification Solutions
  • Collections & Scoring
  • End-to-End Digital Lending Journey
  • Open API Framework with 250+ partner integrations

🎯 Key Differentiators

  • End-to-end platform covering the full lending lifecycle
  • Strong focus on both consumer and mortgage lending
  • Extensive partner marketplace

Unique Value: Offers a single, configurable platform to transform the entire lending and account opening process, from application to funding.

🎯 Use Cases (4)

Automating home equity loan origination Streamlining HELOC applications Digital account opening for new members/customers Managing the entire mortgage lending lifecycle

✅ Best For

  • Used by banks and credit unions for consumer and mortgage lending automation.

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Direct-to-consumer lending (Platform is for financial institutions)

🏆 Alternatives

ICE Mortgage Technology (Encompass) Finastra Sagent

Provides a more integrated and comprehensive suite of tools compared to point solutions, covering a wider range of lending products.

💻 Platforms

Web API

🔌 Integrations

Core Systems Ancillary Service Providers CRAs (Consumer Reporting Agencies) Various third-party systems via Open API

🛟 Support Options

  • ✓ Email Support
  • ✓ Phone Support
  • ✓ Dedicated Support (All tier)

🔒 Compliance & Security

✓ SOC 2 ✓ GDPR ✓ ISO 27001 ✓ SSO ✓ SOC 2 Type II ✓ ISO 27001

💰 Pricing

Contact for pricing
Visit MeridianLink Website →