Marqeta
The global standard for modern card issuing.
Overview
Marqeta provides a modern card issuing platform that empowers businesses to create customized payment card experiences. Through its open APIs, Marqeta enables the issuance of physical, virtual, and tokenized cards with dynamic spend controls, just-in-time funding, and real-time transaction data. The platform is designed for innovators who want to bring new payment solutions to market quickly and at scale.
✨ Key Features
- Card Issuing (Physical, Virtual, Tokenized)
- Real-Time Authorizations
- Just-in-Time (JIT) Funding
- Dynamic Spend Controls
- Tokenization and Digital Wallet Integration
- Fraud Detection and Dispute Management
- Open API and Developer Sandbox
- Multi-Currency Support
🎯 Key Differentiators
- Open API platform with extensive documentation
- Just-in-Time (JIT) Funding for greater control over funds
- Highly customizable and flexible card programs
Unique Value: Marqeta provides the tools for businesses to create highly customized and innovative payment card solutions with speed and flexibility.
🎯 Use Cases (4)
✅ Best For
- Block (formerly Square) uses Marqeta to power its Cash App Card.
- DoorDash leverages Marqeta for its Dasher pay cards.
- Klarna utilizes Marqeta for its one-time virtual cards for BNPL.
💡 Check With Vendor
Verify these considerations match your specific requirements:
- Businesses looking for a simple, out-of-the-box payment gateway
- Companies without the development resources to utilize an API-centric platform
🏆 Alternatives
Marqeta offers more control and flexibility over card programs compared to traditional issuers and all-in-one payment processors.
💻 Platforms
🔌 Integrations
🛟 Support Options
- ✓ Email Support
- ✓ Phone Support
- ✓ Dedicated Support (Varies by plan tier)
🔒 Compliance & Security
💰 Pricing
✓ 14-day free trial
Free tier: NA
🔄 Similar Tools in Banking as a Service
Mambu
A SaaS, cloud-native, API-driven banking platform that enables the design and servicing of banking a...
Treasury Prime
An embedded banking software platform that connects fintechs and enterprises with a network of banks...
Synctera
A BaaS platform that matches fintechs with partner banks and provides the technology to build and la...
Finastra
A global provider of financial software applications and marketplaces....
Adyen
A single platform to accept payments, protect revenue, and control your finances....
Treezor
A European BaaS platform providing a wide range of payment and banking services via API....