Katapult
Lease to own, with no credit required.
Overview
Katapult offers a lease-to-own solution for customers, particularly those with developing or no credit history. It allows shoppers to acquire durable goods like furniture, electronics, and appliances and pay for them over time with flexible payment options.
✨ Key Features
- Lease-to-own model
- No credit required
- High approval rates
- Flexible payment options
- Early purchase options
🎯 Key Differentiators
- Focus on e-commerce lease-to-own
- Transparent terms and early purchase options
- Seamless integration with major e-commerce platforms
Unique Value: Provides a path to ownership for consumers who may not qualify for traditional financing, enabling retailers to capture incremental sales.
🎯 Use Cases (3)
✅ Best For
- E-commerce for furniture and mattresses
- Online electronics stores
💡 Check With Vendor
Verify these considerations match your specific requirements:
- Services or non-durable goods
- Customers with good credit seeking low-interest loans
🏆 Alternatives
Unlike BNPL which is a loan, Katapult is a lease-to-own model, which allows it to serve customers who are typically declined for credit-based financing.
💻 Platforms
🔌 Integrations
🛟 Support Options
- ✓ Email Support
- ✓ Live Chat
- ✓ Phone Support
- ✓ Dedicated Support (All tier)
🔒 Compliance & Security
💰 Pricing
Free tier: NA
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